Terms & Conditions

Last Updated: December 25, 2024

Welcome to the Dynamic Mortgage website (“Site”). These Terms & Conditions (the “Agreement”) govern your use of our Site and services provided by Dynamic Mortgage (referred to as “we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by the terms of this Agreement.

1. Eligibility & Mortgage Brokerage Compliance

Our services are intended for individuals who are at least 18 years old. As a licensed mortgage brokerage, we comply with all relevant federal and state regulations, including but not limited to the Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA). You are responsible for ensuring that any information you provide to us is accurate and current.

2. No Guarantee of Loan Approval

While we strive to provide accurate information regarding mortgage products, interest rates, and qualification criteria, submission of a mortgage application does not guarantee approval. All loan terms are subject to underwriting guidelines, credit review, and other eligibility factors.

3. Intellectual Property Rights

All content on this Site, including text, graphics, logos, icons, images, and software, is the property of Dynamic Mortgage or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

4. Privacy & Data Security

We respect your privacy and are committed to protecting your personal information in accordance with our Privacy Policy. By using our Site, you agree to the collection and use of your personal data as described therein.

5. Prohibited Activities

You agree not to:

• Use the Site for any unlawful or fraudulent purpose.
• Attempt to gain unauthorized access to our systems or networks.
• Transmit any viruses, malware, or other harmful code.
• Use automated tools (robots, scrapers) to access or extract data without permission.

6. Third-Party Links

Our Site may contain links to third-party websites or services that we do not control. We provide these links as a convenience and do not endorse or assume any responsibility for the content, privacy policies, or practices of these third parties.

7. Disclaimer of Warranties

The Site and its content are provided on an “as-is” and “as-available” basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be error-free, secure, or free of viruses or other harmful components.

8. Limitation of Liability

In no event shall Dynamic Mortgage or its affiliates be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Site or reliance on any information provided herein. This limitation applies to the fullest extent permitted by applicable law.

9. Indemnification

You agree to indemnify and hold harmless Dynamic Mortgage, its affiliates, officers, agents, and employees from any claims, liabilities, damages, or expenses arising out of your use of the Site or violation of this Agreement.

10. Governing Law & Dispute Resolution

This Agreement shall be governed by the laws of the State of Florida without regard to its conflict of laws provisions. Any disputes arising from or related to this Agreement shall be resolved exclusively in the state or federal courts located in Miami-Dade County, Florida.

11. Changes to Terms & Conditions

We may update or revise these Terms & Conditions from time to time. We will indicate the most current version by updating the “Last Updated” date at the top of this page. Your continued use of the Site after any such changes constitutes your acceptance of the new terms.

12. Contact Us

If you have any questions about these Terms & Conditions, or our mortgage brokerage compliance, please contact us at:

By using this Site or our services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.